Some religious thinkers believe that poverty is not a vice. If you are tired of comforting yourself with such phrases, then it is time to radically change something in your life, gradually moving away from poverty.
Farewell to poverty
You can take up philosophy and try to find the cause of your poverty. But it's better to get down to business. Change your job or find one if you haven't worked before. Even a busy student can, if desired, set aside 4 hours a day to receive at least some money. To survive in a large city, it is enough to have 10,000 rubles. (if you have your own home). This is the minimum limit for you. If your income is lower, poverty turns into poverty. So look for a job with a salary of more than 10,000 rubles.
After you have decided on the income, review your expenses. Cross out all unnecessary and not particularly important expenses. You shouldn't return to them in the near future. You can save the freed up money. By the way, if your salary allows, then you can also save 10-20% of your income.
Save up a certain amount (100,000 rubles, for example) and you can act more radically. Gradually switch to remote work (preferably for yourself). Use the freed time to create a business project, acquire new skills. Take a good training in finance, where you will be taught how to make money by investing your own funds. But don't mess with loans. Due to inexperience, you can not calculate your strength and again slide into poverty.
While working or doing business remotely, you can temporarily move to some southern country, where everything is much cheaper. India, Thailand, Tajikistan or Uzbekistan are perfect for this purpose.
Way to Wealth
Over time, it is necessary to slightly change the strategy. It does not mean at all that you need to indulge in unreasonable spending. But the mentality of a rich person needs to be strengthened.
Don't forget to save 10% of your income. You will increase them with the help of business or investments (as the specialists teach you). Give 10% of your income to charity. This is necessary not to increase one's own importance, but to break the mentality. If you give money, it means you have an excess of it. The mentality of a rich person is included. Think like a rich person - find an opportunity to increase your capital even more.
Spend 10% on self-education. Attend courses, buy books. Invest not only in financial knowledge, but also in other areas. Develop harmoniously. And spend another 10% of income on those things that you really want. Also the inclusion of the mentality of the rich. You won't be able to buy a dream car yet with 10% of your income, but you can get a good watch or at least underwear. And on the remaining 60%, you need to live fully. After all, by this time you can already live with dignity on 60% of your income?
