How To Live On A Small Salary

Table of contents:

How To Live On A Small Salary
How To Live On A Small Salary

Video: How To Live On A Small Salary

Video: How To Live On A Small Salary
Video: HOW I MANAGE TO LIVE COMFORTABLE MAKING MINIMUM WAGE 2024, November
Anonim

There is no concept of poverty in Russia. At the legislative level, people whose income is below the subsistence level qualify as poor. In addition, there is the term subjective poverty - generated by economic inequality. This is the same case when the proverb "Someone has shallow pearls, someone has empty cabbage soup" works.

And do not deny yourself anything
And do not deny yourself anything

Instructions

Step 1

The concept of a "small salary" is very loose. As folk wisdom says - one has small pearls, others have empty soup. But there is a legalized minimum, below which the employer simply has no right to pay wages. For 2014, the minimum wage is 5554 rubles, while the average subsistence level in Russia is 7000 rubles. For residents of certain regions, a regional coefficient is charged on the minimum wage, but even with such an allowance, this is a meager amount. But, nevertheless, people live on such a salary.

Step 2

Paradoxical as it may seem, among pensioners, who are one of the poorest categories in the Russian Federation, there are the fewest debtors for public services. The first rule, if you need to live on a small salary, is timely payment for utilities. The poor, according to the law, have the opportunity to receive subsidies for utility payments, which must be used. It is possible to reduce the cost of utility bills if you install meters for hot and cold water, for gas and a two-tariff meter for electricity. In some regions of the country, there are free meter installation programs.

Step 3

Personal subsidiary farming is a real way to optimize food costs. Of course, you will have to forget about delicacies in the form of salami and pineapples, but caviar can be included in the diet, only analog, which in taste for an unspoiled person is not much different from natural, and at a price ten times lower. Fast food, sandwiches, sandwiches - all this is quite expensive, but brings little benefit, more harm. A home-cooked lunch is much cheaper. And in general, you should not focus on food - soup and porridge have long established themselves as wholesome and healthy food.

Step 4

Alcohol is the most unjustified waste. Table wine is served during lunch to complement the palate, but clearly this is not the case. Taking alcohol to relieve stress and solve problems has never solved problems, and the relieved stress will definitely return and will be aggravated by a morning hangover.

Step 5

Telephone communication and the Internet are a necessity that you cannot deny yourself. It is better to refuse a landline phone. To pay for mobile communications, you must carefully study the tariff scales of operators. There are such tariffs that within the network you can call without a monthly fee for free for up to 120 minutes a day, you just need to memorize the numbers of free emergency services and test the connection.

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