More than 70% of adult Russians today have debit or credit bank cards. Cardholders often need to deposit money in an account to pay for a loan or simply top up their balance. There are many ways to do this today.
Necessary
- - map;
- - PIN-code of the card;
- - ATM;
- - details of the card and bank account;
- - a receipt for the transfer;
- - the passport;
- - access to the Internet.
Instructions
Step 1
The most affordable way to replenish your card account is to deposit money through the cash desk of one of the branches of your bank. To carry out this operation, you must have a passport, as well as a card (or its number). In some banks, if you deposit up to 600 thousand rubles, a passport is not required. It will be possible to deposit money by using the card and entering the PIN-code.
Step 2
Knowing the details of the account to which the card is linked (do not confuse them with the card number), you can replenish it in any branch of a third-party bank. To do this, you must fill out a receipt and pay for it at the checkout. It is worth noting that a commission is charged for this service, and the money will be credited to the account within 3-5 working days. This is especially important for those who make a transfer to repay a loan.
Step 3
You can replenish your card account using an ATM that accepts cash. To do this, insert the card into the ATM, enter the PIN-code and select the "top up account" option. All that remains is to deposit the required amount, and the money will be available within a few minutes. Then you can print a check with the updated balance. Similarly, cards are replenished through the terminal, but this requires an account number. You can also top up your card at some third-party ATMs. But this service is often paid.
Step 4
Today there are several ways to replenish your card account without leaving your home. One of them is transfer from card to card via the Internet. To do this, you need to enter the sender's card number, its CVV2 code, as well as the expiration date, the transfer amount and the recipient's card number. Such opportunities are provided on the bank's website or through the services MasterCard MoneySend and Visa Payments and Transfers. When transferring from credit cards, this operation is equivalent to a cash withdrawal and a commission is charged.
Step 5
You can also top up your card account via Internet Banking or Mobile Banking using transfer options to another bank client or to a third-party bank. To do this, you need to fill in the details of the payee. Transfer to another bank can take several days, and a commission is charged for this service. You can also transfer money from card to card using the Internet Bank.
Step 6
Owners of electronic wallets (for example, Yandex money or Webmoney) can replenish the card online. To do this, you can link a card to it, and such payments will take place within a few minutes.
Step 7
Finally, another way to replenish the card is through mail. It is suitable only for those for whom the time of depositing funds does not matter. In this case, the money will be credited only after 7-10 days. Therefore, if you need to replenish your card quickly, you should think about another transfer method.
