Despite the fact that metal rubles and kopecks are the same money as paper bills, they often become a burden. By neglecting to pay in small change in stores, customers are doing themselves a disservice: small money quickly accumulates, getting in the way of wallets and pockets. When an impressive amount is collected in this way, its owner begins to think about how to get rid of the little things for the benefit of himself.
The easiest way to spend small money is to pay with it where it is accepted. According to the law, you are obliged to accept change from you in any store, but not every cashier will be happy with it. Nevertheless, rubles and pennies can come in handy in a pharmacy, in public transport, in small shops. When paying for purchases in a large supermarket, you should not give the cashier hundreds or even thousands of rubles in small change, thus delaying the line. However, you can always use small money if you need to add a few tens of rubles to paper bills. If you are uncomfortable taking a change with you every time you go to the store and you would prefer to exchange the entire amount for paper money, contact the bank. For example, the service of exchanging coins for banknotes is offered by Sberbank. Before going to the bank, count the change and remember the amount received. Then call the branch where you intend to exchange money and find out if they provide such a service. To recalculate large amounts, special machines for small change are used, but they are not available in every department. After making sure that the bank is ready to exchange the change, go there, taking your passport with you. Do not forget that banks charge a commission for such a service, which is usually 3-5 percent of the total amount of coins. If you do not want to lose some part of the amount due to the commission, you can pay for other bank services in small change. For example, pay a loan or utility bills, open a deposit. In this case, the bank will be obliged to accept small money, without deducting a commission from you for their recalculation. The small change that you bored may be useful to someone else. For example, donating a few tens or a hundred rubles to charity will not make you poorer, but you will help someone. In many stores, you can see containers for donations asking to help an orphanage or animal shelter. Small can be used not only for its intended purpose. If you have accumulated a lot of coins in denominations of 1, 5 and 10 kopecks, they can come in handy at a wedding for showering the newlyweds. Rubles and 50-kopeck coins can be used when playing lotto or other board games.
